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JP Morgan Chase reports lower 4Q earnings, cites writedowns

Jan 16, 2008, 12:54 GMT

New York - J.P. Morgan Chase and Co., the third-largest US banking group, reported Wednesday that its net income in the fourth quarter of 2007 dropped to 2.97 billion dollars, down more than a third from 4.53 billion dollars a year earlier.

The figure, at 0.86 dollars per share - from 1.26 dollars a year earlier - was a result of writedowns in the subprime mortgage segment, the bank said.

The drop in earnings came despite a rise in total net revenues of 17.38 billion dollars in the quarter, up from 16.19 billion dollars in the final quarter of 2006.

'Our lower quarterly results were affected by the Investment Bank's markdowns in subprime-related positions and weaker trading,' said company chief executive officer Jamie Dimon.

'In addition, our consumer home equity and subprime loan portfolios performed worse than we expected,' he said.

The company carried out net writedowns of 1.3 billion dolalrs in the quarter.

For 2008, JP Morgan Chase said it was 'extremely cautious' in view of the uncertainty now facing the US economy.

© 2008 dpa - Deutsche Presse-Agentur


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